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PSU Salary Calculator

Calculate gross pay, deductions (PF, ESI), and net pay for Indian public sector employees from basic pay and allowances.

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Result
Gross Pay
80,000
PF + ESI
6,000
Net Pay
74,000

How to use?

Enter your basic pay, DA rate, HRA rate, and other allowances. The calculator computes gross pay, statutory deductions (PF at 12% of basic, ESI at 0.75% if gross ≤ ₹21,000), and your net take-home pay.

Example

Basic ₹50,000 with 30% DA, 20% HRA, and ₹5,000 allowances: gross = ₹70,000, PF = ₹6,000, ESI = ₹0 (gross above ₹21,000), net ≈ ₹64,000.

FAQs

  • What is DA? Dearness Allowance is a cost-of-living adjustment, typically a percentage of basic pay.
  • Is ESI always deducted? No — ESI applies only when gross pay is at or below ₹21,000/month.

Common Use Cases

  • Estimating public sector salary in-hand pay.
  • Comparing offer letters and revisions.
  • Budgeting monthly income.