PSU Salary Calculator
Calculate gross pay, deductions (PF, ESI), and net pay for Indian public sector employees from basic pay and allowances.
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Result
Gross Pay
₹80,000
PF + ESI
₹6,000
Net Pay
₹74,000
Estimate for information only, not financial, tax or investment advice. Rates and rules change, so check anything important with a qualified professional or the official source. Terms
How to use?
Enter your basic pay, DA rate, HRA rate, and other allowances. The calculator computes gross pay, statutory deductions (PF at 12% of basic, ESI at 0.75% if gross ≤ ₹21,000), and your net take-home pay.
Example
Basic ₹50,000 with 30% DA, 20% HRA, and ₹5,000 allowances: gross = ₹70,000, PF = ₹6,000, ESI = ₹0 (gross above ₹21,000), net ≈ ₹64,000.
FAQs
- What is DA? Dearness Allowance is a cost-of-living adjustment, typically a percentage of basic pay.
- Is ESI always deducted? No — ESI applies only when gross pay is at or below ₹21,000/month.
Common Use Cases
- Estimating public sector salary in-hand pay.
- Comparing offer letters and revisions.
- Budgeting monthly income.