Future Value Calculator
Project how much a lump-sum investment grows over time with compound interest at any compounding frequency.
Currency
₹
%
Yr
Result
Future Value
₹ 21,589
Total Interest
₹ 11,589
What is a future value calculator?
A future value calculator projects how much a lump-sum investment grows over time with compound interest. It uses the standard compounding formula so you can compare different rates and compounding frequencies.
Formula
Interest = FV − PV
Where PV is present value, r is the annual rate, n is compounding per year, and t is years.
Example
Investing ₹10,000 at 8% compounded monthly for 10 years grows to about ₹22,196, earning roughly ₹12,196 in interest.
Common Use Cases
- Projecting growth of a fixed lump-sum investment.
- Comparing monthly vs. annual compounding returns.
- Setting long-term savings goals.
FAQs
Does more frequent compounding really help?
At the same nominal rate, more frequent compounding yields a slightly higher future value, though the difference shrinks as frequency increases.
Is this the same as a SIP calculator?
No — this models a single lump sum. For recurring monthly contributions, use a SIP calculator.